Medical Training Loan Repayment Programs Bring Providers to Underserved Areas

Posted on December 07, 2018

Application periods will be open soon for two programs to assist medical residents in repaying loans for their medical training. The programs provide the loan repayment assistance in return for the healthcare provider’s pledge to serve two years in an area of Michigan that lacks access to healthcare. The funding through both programs is provided tax-free.

The Michigan Loan Reimbursement and Employment Solution (MiLES) is funded by the Michigan Department of Health and Human Services (MDHHS) and administered by the Michigan Health Council (MHC). MiLES provides medical residents with $50,000 in a lump sum for loan repayment. In exchange, the provider makes a two-year post-residency service commitment in areas of the state that have been designated as Health Professional Shortage Areas (HPSAs) or Medically Underserved Areas (MUAs) or to Medically Underserved Populations (MUPs), which are subgroups of people living in a defined geographic region with a lack of access to primary care services.

Through the program, the MHC provides free matching services. Providers are given options of approved service sites based on a preference list the provider has submitted and opportunities that employers have identified. Employers participating in the MiLES program are not required to contribute to the funding. The application period for MiLES is Jan. 1 through Feb. 28, 2019. For more information, contact the MHC at (517) 908-8245.

The Michigan State Loan Repayment Program (MSLRP) also aids in recruiting and retaining primary care providers and is funded through the MDHHS, with an employer contribution of 20 percent or more. The MSLRP will supply selected providers with up to $200,000 to repay their educational debt over a period of up to eight years when they agree to serve in an HPSA for at least two years. For the 2019 loan repayment process, only applications with postmarks of Feb. 4-8, 2019, will be accepted. Providers and employers serious about successfully competing for a loan repayment agreement will need to carefully read the MSLRP Application Period Update, the entire MSLRP website and the instructions on all required application forms. For more information on the MSLRP, contact Kenneth Miller at the MDHHS at (517) 241-9946.

Providers may apply for both a MiLES award and an MSLRP award; however, they can participate in only one program at a time. 

Tags: Michigan State Loan Repayment Program, physicians, physician training, Michigan Loan Reimbursement and Employment Solutio

Posted in: Member News

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