House Bill 5013 is Not About Bringing Rate Relief to Michigan Drivers, It’s About Boosting the Bottom Line for Auto Insurers

Posted on October 26, 2017

The following statement can be attributed to Brian Peters, CEO at the MHA.  

To say we’re disappointed in the House Insurance Committee’s decision to send House Bill 5013 to the floor of the House is an understatement given the enormously negative impact this bill could have on the patients and communities served by Michigan hospitals. Supporters of the latest auto no-fault “reform” bill would have people believe this legislation brings meaningful rate relief to Michigan drivers – that is simply not true. House Bill 5013 is nothing more than a pricing strategy for a mediocre auto insurance policy, one that will leave drivers at enormous risk if they or a loved one are severely injured in an auto accident. House Bill 5013 is not about bringing rate relief to Michigan drivers, it’s about boosting the bottom line for auto insurers.

We know that Michigan drivers want lower rates when it comes to their auto insurance premiums, and we support legislative efforts to tackle fraud and abuse in the no-fault system – but not at the expense of the medical benefits available to those seriously injured in auto accidents. No one gets behind the wheel of their car planning to be seriously injured in an auto accident, but our hospitals have seen first-hand the positive difference having no-fault coverage has made in the lives of patients and their families who have been in that very spot. For our most seriously injured patients – those whose injuries are life-altering – Michigan’s auto no-fault law allows them to get the necessary care, therapy and accommodations they need to live a life they never anticipated they would live.

Our commitment to the health and well-being of our patients and communities includes responding to the needs of individuals from the beginning of life to the end, even when that includes surviving an auto accident. We’ve said it before, and we’ll say it again – House Bill 5013 is a nonstarter when it comes to bringing long-term, meaningful rate relief to drivers and protecting the comprehensive medical coverage for patients who truly need it.


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  • House Bill 5013 is Not About Bringing Rate Relief to Michigan Drivers, It’s About Boosting the Bottom Line for Auto Insurers

Tags: auto no-fault, Brian Peters, auto insurance, House Bill 5013, Auto No-fault Reform

Posted in: News Releases, Top Issues - Healthcare

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